Legal Agreement Philippines Player Protection Effective 2025

fanchai Terms and Conditions – Your Complete User Agreement

These Terms and Conditions govern your access to and use of the fanchai online gaming platform. Please read every section carefully before creating an account or placing any wager. By registering on fanchai, you confirm that you have read, understood, and agreed to be bound by these terms. This agreement applies to all players accessing the platform from the Philippines and is effective as of the date you complete registration.

Age 18+ Required Secure Accounts PHP Transactions Clear Rules Responsible Gaming Philippines Market Data Privacy Fair Play Player Support Age 18+ Required Secure Accounts PHP Transactions Clear Rules Responsible Gaming Philippines Market Data Privacy Fair Play Player Support

Before You Continue – What This Agreement Covers

This page sets out the complete Terms and Conditions that apply to every player who registers and uses the fanchai platform. These terms create a binding legal agreement between you and fanchai, governing all aspects of your account, your gameplay activity, your deposits and withdrawals in Philippine Peso, and your conduct on the platform. It is important that you read this document in full before you complete your registration, because proceeding with sign-up constitutes your acceptance of every clause contained here.

If you do not agree with any part of these Terms and Conditions, you should not register an account or use the fanchai platform. We recommend bookmarking this page so you can refer back to it at any time. fanchai reserves the right to update these terms periodically, and continued use of the platform after any such update constitutes your acceptance of the revised terms.

Sections in This Document

  1. Acceptance of Terms
  2. Eligibility and Age Requirements
  3. Account Creation and Security
  4. User Obligations and Platform Usage Rules
  5. Payments, Transactions, and Philippine Peso
  6. Limitation of Liability
  7. Account Suspension and Closure
  8. Intellectual Property Rights
  9. Third-Party Links and Services
  10. Changes to These Terms and Applicable Law

1. Acceptance of Terms

By accessing the fanchai website, creating a player account, or using any feature of the platform — including browsing the casino lobby, funding your balance, or participating in any game — you are confirming that you have read these Terms and Conditions in full and that you agree to comply with them. This agreement takes effect from the moment you complete the registration process or, where applicable, from your first use of the platform if registration is not yet complete. Your acceptance is a legal commitment, and you should not proceed if you are unwilling or unable to honour these terms.

These Terms and Conditions apply in addition to any specific rules or conditions that may govern individual games, promotions, or features offered on the platform. Where a conflict exists between these general terms and specific terms for a particular feature, the specific terms will apply to that feature only, and these general terms will continue to govern all other aspects of your account and platform use. fanchai may present you with updated terms at any point, and a notice will be displayed when material changes have been made.

Acceptance is personal to you and cannot be transferred. You may not allow another person to use your account on your behalf, and accepting these terms on behalf of a third party does not grant that party any rights under this agreement. Any questions about the scope of this agreement can be directed to our support team whose contact details are available in your account dashboard after login.

2. Eligibility and Age Requirements

To register and maintain an account on fanchai, you must be at least 18 years of age at the time of registration. In accordance with Philippine regulations and the standards applied by fanchai, players must also meet the applicable minimum age under local law in the jurisdiction from which they are accessing the platform. Where Philippine law specifies a minimum age higher than 18 for certain gaming activities, that higher standard applies. You must not register if you do not meet the age requirement, and fanchai reserves the right to request age verification documents at any time.

Beyond age requirements, you must be legally permitted to participate in online gaming under the laws of the jurisdiction where you are located at the time of play. It is your sole responsibility to verify that accessing and using the fanchai platform is lawful in your location before registering or placing any wager. fanchai makes no representation that the platform is legal or available in all jurisdictions, and players who access the service from restricted locations do so at their own risk and in breach of these terms.

By registering, you confirm that you are not acting as an agent or representative for any third party, that you are not a person who has previously been excluded from fanchai or any related platform, and that you are not a director, officer, employee, contractor, or close family member of fanchai or any of its affiliated entities. Accounts found to have been created in violation of eligibility requirements will be suspended immediately and any associated balance may be subject to forfeiture pending review.

3. Account Creation and Security

Each player is permitted to hold only one registered account on fanchai. Creating duplicate or multiple accounts — whether under the same identity or different identities — is strictly prohibited and will result in the suspension or permanent closure of all associated accounts. When registering, you are required to provide accurate, complete, and up-to-date personal information, including your full legal name, date of birth, and valid contact details. fanchai may verify this information at any time, and accounts containing false or misleading data are subject to immediate restriction.

You are solely responsible for maintaining the confidentiality of your account login credentials, including your username and password. You must not share your login details with any other person or allow any other individual to access your account. If you believe your account has been accessed without your authorisation, you must notify fanchai support immediately so that appropriate protective measures can be taken. fanchai cannot be held liable for losses resulting from unauthorised access caused by your failure to keep your credentials secure.

fanchai applies technical security measures to protect account data and transaction records, including encryption of sensitive information during transmission and at rest. However, you acknowledge that no online system can guarantee absolute security, and you accept a shared responsibility for protecting your own account. We strongly recommend using a strong, unique password for your fanchai account and avoiding access from shared or public devices where your credentials could be exposed.

4. User Obligations and Platform Usage Rules

As a registered player on fanchai, you agree to use the platform only for its intended purpose — lawful personal entertainment through the gaming products available on the site. You must not use any automated software, bots, scripts, data-scraping tools, or artificial intelligence tools to interact with the platform in any way that circumvents normal human gameplay or gives you an unfair advantage. Any attempt to manipulate game outcomes, exploit software errors, or abuse platform features constitutes a serious breach of these terms and will result in account closure.

You agree not to engage in any form of collusion with other players, whether in live casino games, bingo rooms, or any other interactive gaming format available on the platform. Collusion means coordinating with one or more other players to gain an unfair advantage, share information about hands or game states, or otherwise act in a manner that distorts the integrity of the game. fanchai monitors gameplay patterns and reserves the right to investigate any activity that appears inconsistent with fair and independent play.

You are prohibited from using the fanchai platform for any money laundering activity or any other illegal financial purpose. All funds deposited must originate from a payment source that you own and that is funded through lawful means. fanchai is required to comply with applicable anti-money laundering regulations and may request documentation to verify the source of funds in your account. Failure to provide requested documentation within a reasonable timeframe may result in account restriction or closure.

You agree to conduct yourself respectfully within any interactive features of the platform and must not post, transmit, or share any content that is abusive, defamatory, threatening, obscene, or otherwise offensive. fanchai reserves the right to remove any user-generated content that violates these standards without prior notice, and repeated violations may result in permanent account termination.

5. Payments, Transactions, and Philippine Peso

All financial transactions on the fanchai platform are conducted in Philippine Peso (PHP). Your account balance, deposit amounts, wager values, and any winnings are all denominated in PHP, meaning you can manage your gaming budget without needing to convert currencies at any point. fanchai supports a range of deposit and withdrawal methods that are widely used by players in the Philippines, and the current list of available methods is maintained on the Deposit page.

You may only deposit funds into your fanchai account using a payment method that is registered in your own name. Third-party payments — that is, deposits made from accounts, cards, or wallets belonging to another person — are not permitted and may result in the funds being returned and your account being reviewed. Minimum and maximum deposit amounts apply and are displayed at the time of each transaction. fanchai processes deposits promptly, but processing times may vary depending on the payment method selected and any verification requirements that apply to your account.

Withdrawal requests are subject to identity verification and may require you to provide supporting documentation before funds are released. fanchai reserves the right to conduct additional checks on withdrawal requests that exceed certain thresholds or that are flagged by our internal risk systems. Withdrawals will only be processed to a payment method that has been verified as belonging to you, and the platform will not transfer funds to third-party accounts under any circumstances.

In the event of a technical fault or error that results in an incorrect credit to your account balance, fanchai reserves the right to correct the error and recover any funds that were credited incorrectly, regardless of whether those funds have been wagered. You agree not to knowingly exploit any such error and to notify fanchai support promptly if you become aware of any discrepancy in your account balance.

6. Limitation of Liability

The fanchai platform is provided on an "as is" and "as available" basis. While we make every reasonable effort to ensure the platform operates reliably and without interruption, we do not warrant that access will be uninterrupted, error-free, or free from technical faults. Scheduled maintenance, unexpected outages, third-party network issues, or circumstances beyond our reasonable control may cause temporary unavailability, and fanchai accepts no liability for losses arising from such interruptions.

To the maximum extent permitted by applicable law, fanchai's total liability to you for any claim arising out of your use of the platform — whether in contract, tort, or otherwise — is limited to the amount deposited by you in the thirty-day period immediately preceding the event giving rise to the claim. fanchai is not liable for any indirect, consequential, special, or punitive damages, including but not limited to loss of profits, loss of data, or loss of opportunity, even if fanchai has been advised of the possibility of such damages.

Nothing in these Terms and Conditions excludes or limits our liability for fraud, wilful misconduct, or any other matter that cannot be excluded or limited under applicable Philippine law. If you have a concern about the platform's operation or believe that a technical fault has affected the outcome of a game session, you should contact fanchai support with full details of the incident as soon as possible so that the matter can be investigated.

7. Account Suspension and Closure

fanchai reserves the right to suspend, restrict, or permanently close any player account at its sole discretion, with or without prior notice, where there are reasonable grounds to believe that a player has violated these Terms and Conditions, engaged in fraudulent activity, provided false registration information, or posed a risk to the integrity of the platform. In cases of suspected fraud or criminal activity, fanchai may also be required to report the matter to relevant authorities and to withhold account balances pending the outcome of an investigation.

If your account is suspended, you will generally be notified by the contact email associated with your account, although fanchai is not obligated to provide advance notice in cases where immediate suspension is necessary to prevent harm to the platform or other players. During a suspension, you will not be able to access your account, place wagers, or request withdrawals. fanchai will endeavour to resolve suspension reviews in a timely manner and to communicate the outcome clearly to the affected player.

You may also request the voluntary closure of your own account at any time by contacting fanchai support. Voluntary closure requests will be processed within a reasonable timeframe, and any remaining balance at the time of closure will be returned to you via a verified payment method after all outstanding checks have been completed. Please note that closing your account does not exempt you from any obligations or liabilities that arose during the period your account was active.

8. Intellectual Property Rights

All content displayed on the fanchai platform — including but not limited to the brand name and logo, website design and layout, graphics, text, game interfaces, software code, and any other creative or technical material — is the intellectual property of fanchai or its licensed content providers. This content is protected by applicable copyright, trademark, and other intellectual property laws. No part of the platform may be copied, reproduced, distributed, modified, publicly displayed, or transmitted in any form without the prior written consent of fanchai or the relevant rights holder.

Your use of the fanchai platform grants you a limited, non-exclusive, non-transferable, and revocable licence to access and use the platform solely for personal, non-commercial entertainment purposes in accordance with these Terms and Conditions. This licence does not grant you any ownership rights over any content, software, or material on the platform, and it does not permit you to sublicence, sell, or otherwise exploit platform content for any commercial purpose. Any unauthorised use of fanchai's intellectual property may result in account closure and may expose you to civil or criminal liability under applicable law.

9. Third-Party Links and Services

The fanchai platform may incorporate or reference third-party services as part of its operational infrastructure, including payment processing providers that handle your PHP deposits and withdrawals. These third-party providers operate under their own terms, conditions, and privacy policies, which are separate from this agreement. fanchai takes reasonable steps to work only with reputable and established third-party providers, but we are not responsible for the acts, omissions, or policies of any third-party service once you interact with them directly.

fanchai does not endorse any third-party website, product, or service that may be referenced in any content on the platform, and the inclusion of any reference to a third party does not imply any affiliation or commercial relationship beyond what is disclosed. If you access any external service in connection with your use of fanchai — for example, accessing a payment provider's own portal to manage your payment method — you do so at your own risk and subject to that provider's own terms. Any disputes with third-party providers must be resolved directly with that provider.

10. Changes to These Terms and Applicable Law

fanchai reserves the right to amend, update, or replace these Terms and Conditions at any time. When material changes are made, we will notify registered players by posting a notice on the platform or by sending a notification to the contact email associated with your account. The revised terms will take effect on the date specified in the notice. Your continued use of the fanchai platform after the effective date of any change constitutes your acceptance of the updated terms. If you do not agree with the revised terms, you should cease using the platform and contact support to request account closure.

These Terms and Conditions are governed by and construed in accordance with the laws of the Philippines. Any dispute arising from or in connection with these terms or your use of the fanchai platform shall be subject to the exclusive jurisdiction of the courts of the Philippines. You agree to submit to this jurisdiction and waive any objection to proceedings being brought in those courts on the grounds of inconvenient forum or any other ground.

If any provision of these Terms and Conditions is found to be invalid, unlawful, or unenforceable by a court of competent jurisdiction, that provision shall be severed from the agreement and the remaining provisions shall continue in full force and effect. The failure of fanchai to enforce any right or provision under these terms shall not constitute a waiver of that right or provision. These Terms and Conditions represent the entire agreement between you and fanchai with respect to your use of the platform and supersede all prior agreements, representations, or understandings.

Ready to Play by the Rules?

Now that you have reviewed the fanchai Terms and Conditions, you have a clear picture of your rights and responsibilities as a player. If you have any questions about specific clauses, the FAQ page covers the most common queries in plain English. When you are ready to get started, registration takes just a few minutes directly in your mobile browser — no app download required. All balances and transactions are handled in Philippine Peso for a smooth, local experience from day one.